Terms of Service

Last Updated: October 26, 2023

Welcome to budge.top. These Terms of Service ("Terms") govern your access to and use of the budge.top website, applications, and services (collectively, the "Service"). Please read these Terms carefully before using the Service.

By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of the terms, you may not access the Service.

1. Acceptance of Terms

The Service is provided by budge.top ("we," "us," or "our"). By creating an account, accessing, or using our Service, you ("User," "you," or "your") acknowledge that you have read, understood, and agree to be legally bound by these Terms. These Terms constitute a legally binding agreement between you and budge.top.

We reserve the right to modify or update these Terms at any time at our sole discretion. We will provide notice of significant changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for updates.

2. Use of Service

budge.top provides a platform for personal budgeting and financial tracking tools. The Service is intended for your personal, non-commercial use.

2.1 Eligibility

You must be at least 18 years of age and possess the legal authority to enter into this agreement to use the Service. By using the Service, you represent and warrant that you meet these eligibility requirements.

2.2 Account Registration

To access certain features, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration.
• Maintain and promptly update your account information to keep it accurate and complete.
• Maintain the security of your account credentials and accept responsibility for all activities that occur under your account.
• Notify us immediately of any unauthorized access or use of your account.

We reserve the right to suspend or terminate your account if any information provided is inaccurate, false, or incomplete.

2.3 Service Modifications and Availability

We strive to provide a reliable service but do not guarantee uninterrupted, secure, or error-free operation. We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We are not liable for any unavailability of the Service.

3. User Responsibilities

You are solely responsible for your conduct and any data, text, files, or information you submit, post, or display on or via the Service.

3.1 Acceptable Use

You agree not to misuse the Service. Prohibited activities include, but are not limited to:

• Using the Service for any illegal purpose or in violation of any local, state, national, or international law.
• Harassing, abusing, threatening, or impersonating any person or entity.
• Interfering with or disrupting the integrity or performance of the Service or its related systems.
• Attempting to gain unauthorized access to the Service, other accounts, or computer systems/networks.
• Using any automated system (e.g., bots, scrapers) to access the Service without our express written permission.
• Uploading or transmitting viruses, malware, or any other malicious code.
• Using the Service to store or transmit infringing, libelous, or otherwise unlawful material.

3.2 User Content

You retain ownership of any financial data and personal information you input into the Service ("User Content"). By submitting User Content, you grant budge.top a worldwide, non-exclusive, royalty-free license to use, store, reproduce, and process this content solely for the purpose of providing, improving, and securing the Service for you.

You are solely responsible for the accuracy and legality of your User Content. We do not claim ownership of your financial data.

4. Intellectual Property

4.1 Our Property

The Service and its original content (excluding User Content), features, functionality, design, logos, trademarks, and graphics are owned by budge.top and its licensors and are protected by copyright, trademark, and other intellectual property laws. These Terms do not transfer any right, title, or interest in the Service or budge.top intellectual property to you.

You may not copy, modify, distribute, sell, or lease any part of our Service or included software, nor may you reverse engineer or attempt to extract the source code of that software, unless laws prohibit these restrictions or you have our written permission.

4.2 Feedback

We welcome feedback, comments, and suggestions for improvements ("Feedback"). By submitting Feedback, you grant us a non-exclusive, worldwide, perpetual, irrevocable, fully-paid, royalty-free license to use and exploit such Feedback for any purpose without any obligation or compensation to you.

5. Limitation of Liability

5.1 Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. budge.top DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.

BUDGE.TOP IS A FINANCIAL TOOL, NOT A FINANCIAL ADVISOR. THE SERVICE PROVIDES INFORMATION AND ANALYTICS FOR PERSONAL REFERENCE ONLY. IT IS NOT INTENDED TO PROVIDE FINANCIAL, LEGAL, OR TAX ADVICE. YOU SHOULD CONSULT WITH A QUALIFIED PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION. YOU ARE SOLELY RESPONSIBLE FOR YOUR FINANCIAL DECISIONS.

5.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL budge.top, ITS DIRECTORS, EMPLOYEES, PARTNERS, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE; (III) ANY CONTENT OBTAINED FROM THE SERVICE; AND (IV) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (